Study for West Virginia's Life and Accident & Health exams against the OIC's real blueprints.
West Virginia has no combined Life & Health exam: the Life exam and the Accident and Health or Sickness exam are each their own fully separate, 120-minute Pearson VUE exam, and West Virginia's Personal Lines exam is separate again. LicensePath maps every category on all three real blueprints, whichever line (or lines) you're licensing for.
What the real West Virginia exams look like.
Both exams use a scaled passing score of 70, not a raw score or straight percent-correct, per Pearson VUE's own West Virginia candidate handbook. Each exam pairs a 50-question "General Knowledge" section, the exact same national category weights as Texas's own outline, with a West Virginia Law & Rules section split into a category shared by both exams plus a line-only category.
Both exams, mapped from the OIC & Pearson VUE's own content outline.
Every category below comes from Pearson VUE's official West Virginia Insurance Supplement Examination Content Outlines (publication #124901, effective July 1, 2024). Both exams' General Knowledge sections reuse the exact same national category ids and point weights as Texas's own outline, independent confirmation that this national taxonomy is shared across states and not coincidental.
West Virginia Life
- Life: Types of Policies19.2%
- Life: Riders, Provisions, Options & Exclusions19.2%
- Life: Application, Underwriting & Delivery15.4%
- Life: Retirement & Other Insurance Concepts10.3%
- West Virginia Law Common to Life & Health26.9%
- West Virginia Law — Life Only9.0%
West Virginia Accident and Health or Sickness
- Health: Types of Policies20.0%
- Health: Policy Provisions, Clauses & Riders18.8%
- Social Insurance7.5%
- Other Health Insurance Concepts6.3%
- Field Underwriting Procedures10.0%
- West Virginia Law Common to Life & Health26.3%
- West Virginia Law — Accident & Health Only11.3%
Both exams share the identical "West Virginia Law Common to Life & Health" category, same title and same 21-point weight. LicensePath tracks it as one verified category rather than two coincidentally similar ones, exactly as it's tested on both real exams.
What the real West Virginia Personal Lines exam looks like.
Every Personal Lines question maps to a real category on the OIC & Pearson VUE's content outline.
Personal Lines: General Knowledge (75 of 113 scored questions)
- Types of Property Policies8.8%
- Types of Casualty Policies11.5%
- P&C Insurance Terms & Related Concepts24.8%
- P&C Policy Provisions & Contract Law21.2%
West Virginia Laws and Rules Pertinent to Personal Lines Insurance (38 of 113 scored questions)
- West Virginia Laws and Rules Pertinent to Personal Lines Insurance33.6%
Percentages are each category's share of the 113 scored questions, per Pearson VUE's official West Virginia Insurance Supplement Examination Content Outlines (Personal Lines, exam code InsWV-Pers55), cross-checked against the West Virginia Insurance Candidate Handbook, March 2025 edition.
Built from the West Virginia Code and Pearson VUE's own materials, not guesses.
Every West Virginia question in LicensePath, across both license families, is sourced from the West Virginia Code, Chapter 33 (Insurance), fetched directly from code.wvlegislature.gov, and Pearson VUE's official West Virginia Insurance Supplement Examination Content Outlines (publication #124901), covering the Life exam, the Accident and Health or Sickness exam, and the Personal Lines exam alike. The Personal Lines outline was additionally cross-checked against the West Virginia Insurance Candidate Handbook, March 2025 edition, hosted directly by the West Virginia Offices of the Insurance Commissioner. Every question is cross-checked against the applicable outline before it's approved for release.
Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.
Also studying for another state?
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