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South Dakota insurance licensing exam prep

Study for South Dakota's Life and Accident & Health exams against the SD Division of Insurance's real blueprints.

South Dakota licenses producers through standalone Life Producer and Accident & Health or Sickness Producer exams, or one combined Life, Accident & Health or Sickness exam that covers both lines at once. LicensePath maps every category on all three of Pearson VUE's real South Dakota outlines, whichever path you choose. South Dakota also licenses a separate Personal Lines Producer exam, covered in its own blueprint below.

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Exam snapshot

What the real South Dakota exams look like.

3 exam paths Standalone Life Producer or Accident & Health or Sickness Producer (85 questions, 120 minutes each), or one combined Life, Accident & Health or Sickness exam (145 questions, 150 minutes)
Pearson VUE Official testing vendor for the South Dakota Division of Insurance (SD DOI)
170 South Dakota practice questions drafted in our content bank, currently in review and growing

All three exams use a scaled passing score of 70, not a raw score or straight percent-correct, per Pearson VUE's own South Dakota candidate handbook. Each standalone exam pairs a 50-question "General Knowledge" section, the exact same national category weights as Texas's own outline, with a 25-question South Dakota-specific state-law section.

Blueprint categories

Both standalone exams, mapped from SD DOI & Pearson VUE's own content outline.

Every category below comes from Pearson VUE's official South Dakota Insurance Content Outlines (publication #124201, effective March 1, 2024). Both exams' General Knowledge sections reuse the exact same national category ids and point weights as Texas's own outline, independent confirmation that this national taxonomy is shared across states and not coincidental.

Life Producer Exam

75 scored + 10 pretest · 120 min
  1. Life: Types of Policies20.0%
  2. Life: Riders, Provisions, Options & Exclusions20.0%
  3. Life: Application, Underwriting & Delivery16.0%
  4. Life: Retirement & Other Insurance Concepts10.7%
  5. SD Statutes, Rules & Regulations Common to Life, Accident & Health, Property & Casualty Insurance22.7%
  6. SD Statutes, Rules & Regulations — Life Insurance Only10.7%

Accident & Health or Sickness Producer Exam

75 scored + 10 pretest · 120 min
  1. Health: Types of Policies21.3%
  2. Health: Policy Provisions, Clauses & Riders20.0%
  3. Social Insurance8.0%
  4. Other Health Insurance Concepts6.7%
  5. Field Underwriting Procedures10.7%
  6. SD Statutes, Rules & Regulations Common to Life, Accident & Health, Property & Casualty Insurance10.7%
  7. SD Statutes, Rules & Regulations — Accident & Health Insurance Only22.7%

Note the shared "SD Statutes, Rules & Regulations Common to..." category above: it carries a real, source-confirmed different weight depending on which exam's own outline page it appears on — 17 points on the standalone Life exam, but only 8 on the standalone Accident & Health exam. South Dakota also offers a combined Life, Accident & Health or Sickness Producer exam (130 scored + 15 pretest, 150 minutes) that repeats both General Knowledge sections above and splits its own 30-point state-law section into Common 6.2% / Life Only 6.2% / Accident & Health Only 10.8% — all covered in our content mapping alongside the two standalone exams.

Exam snapshot

What the real South Dakota Personal Lines exam looks like.

105 Total questions (100 scored + 5 unscored pretest), 120-minute time limit
Pearson VUE Official testing vendor for the South Dakota Division of Insurance (SD DOI)
Blueprint categories

South Dakota's Personal Lines exam, mapped from SD DOI & Pearson VUE's own content outline.

Personal Lines — General knowledge (75 of 100 scored questions)

  1. Types of Property Policies10.0%
  2. Types of Casualty Policies13.0%
  3. P&C Insurance Terms & Related Concepts28.0%
  4. P&C Policy Provisions & Contract Law24.0%

SD statutes, rules & regulations, Personal Lines (25 of 100 scored questions)

  1. SD Statutes, Rules & Regulations Common to Life, Accident & Health, Property & Casualty Insurance17.0%
  2. SD Statutes, Rules & Regulations Pertinent to Personal Lines Insurance Only8.0%

Percentages are each category's share of the 100 scored questions, per Pearson VUE's official South Dakota Insurance Content Outline #124201 (Personal Lines).

Why sourcing matters

Built from the South Dakota Codified Laws and Pearson VUE's own materials, not guesses.

Every South Dakota question in LicensePath, across Life, Accident & Health, and Personal Lines, is sourced from the South Dakota Codified Laws (SDCL) Title 58 and the Administrative Rules of South Dakota (ARSD), fetched directly from sdlegislature.gov, then cross-checked against Pearson VUE's official South Dakota content outlines (publication #124201) before it's approved for release.

South Dakota Codified Laws, Title 58 SD Division of Insurance producer resources Pearson VUE South Dakota Content Outline #124201

Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.

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