Study for Rhode Island's Life and Accident & Health exams against the DBR's real blueprints.
Rhode Island has no combined Life & Health exam: the Life Producer exam and the Accident & Health Producer exam are each their own fully separate, 120-minute Pearson VUE exam, though each is scored as one combined 0–100 result rather than two. Rhode Island also licenses Personal Lines as its own separate exam. LicensePath maps every category on all three real blueprints, whichever line (or lines) you're licensing for.
What the real Rhode Island exams look like.
Both exams use a scaled passing score of 70, not a raw score or straight percent-correct. Each runs in two timed sections — a 75-minute "General" section and a 45-minute "State" section — but Pearson VUE's own candidate handbook is explicit that both exams "are one-part exams and are scored as a whole," one combined scaled score rather than two separate section scores.
Both exams, mapped from the DBR & Pearson VUE's own content outline.
Every category below comes from Pearson VUE's official Rhode Island Insurance Content Outlines (#124001, effective May 28, 2026). Both exams' General Knowledge sections reuse the exact same national category ids and point weights as Texas's own outline, independent confirmation that this national taxonomy is shared across states and not coincidental.
Life Producer Exam
General Knowledge (50 of 80 scored)
- Life: Types of Policies18.8%
- Life: Riders, Provisions, Options & Exclusions18.8%
- Life: Application, Underwriting & Delivery15.0%
- Life: Retirement & Other Insurance Concepts10.0%
Rhode Island Laws, Rules & Regulations (30 of 80 scored)
- RI Laws, Rules & Regulations Common to Life, Accident & Health21.3%
- RI Laws, Rules & Regulations — Life Insurance & Annuities Only16.3%
Accident & Health Producer Exam
General Knowledge (50 of 80 scored)
- Health: Types of Policies20.0%
- Health: Policy Provisions, Clauses & Riders18.8%
- Social Insurance7.5%
- Other Health Insurance Concepts6.3%
- Field Underwriting Procedures10.0%
Rhode Island Laws, Rules & Regulations (30 of 80 scored)
- RI Laws, Rules & Regulations Common to Life, Accident & Health21.3%
- RI Laws, Rules & Regulations — Accident & Health Insurance Only16.3%
Both exams share the identical "Common to Life, Accident & Health Insurance" category (weight 17, i.e. 21.3% of each exam's full 80-question scored total). LicensePath tracks it as one verified category rather than two coincidentally similar ones, exactly as it's tested on both real exams.
What the real Rhode Island Personal Lines Producer exam looks like.
Personal Lines, mapped from the same DBR & Pearson VUE content outline.
Personal Lines: General Knowledge (75 of 100 scored questions)
- Types of Property Policies10.0%
- Types of Casualty Policies13.0%
- P&C Insurance Terms & Related Concepts28.0%
- P&C Policy Provisions & Contract Law24.0%
Rhode Island Laws, Rules, and Regulations (25 of 100 scored questions)
- Common to Property and Casualty Insurance10.0%
- Pertinent to Property Insurance Only5.0%
- Pertinent to Casualty Insurance Only10.0%
Percentages are each category's share of the full 100-question scored exam, per Pearson VUE's official Rhode Island Insurance Content Outlines (#124001, effective May 28, 2026), Personal Lines Producer (exam level 55).
Built from the Rhode Island General Laws and Pearson VUE's own materials, not guesses.
Every Rhode Island question in LicensePath, across Life, Accident & Health, and Personal Lines, is sourced from the Rhode Island General Laws (RIGL) Title 27 and the Rhode Island Code of Regulations (RICR), fetched directly from the General Assembly's own site, then cross-checked against Pearson VUE's official Rhode Island content outlines before it's approved for release.
Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.
Also studying for another state?
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