Study for Pennsylvania's 16-03 exam against PID's real blueprint.
Pennsylvania's Life, Accident and Health Insurance exam (Series 16-03) is administered by PSI on behalf of the Pennsylvania Insurance Department (PID). Pennsylvania also licenses Personal Lines Property and Casualty (Series 16-16) as its own separate exam. LicensePath's diagnostic maps to both of Pennsylvania's own content outlines, so your practice time goes toward what Pennsylvania's own weighting actually puts first on exam day.
What the real Pennsylvania 16-03 exam looks like.
- Life & annuity product knowledge: 45%
- Health & disability product knowledge: 33%
- Pennsylvania insurance regulation: 21%
This is PSI's real, fixed weighting from Pennsylvania's official content outline (16-03), the same categories as "Blueprint categories" below.
Every question maps to a real category on PID & PSI's content outline.
Pennsylvania's own outline groups content into 13 granular sections rather than Texas's 9, several of them genuinely mixed life-and-health topics. LicensePath's blueprint groups them into two broad product-knowledge categories plus a dedicated state-regulation category, the same coarser structure PSI's own outline supports without inventing sub-percentages it never states.
Life & Health — General Knowledge (118 of 150 scored questions)
- Life & Annuity Product Knowledge45.3%
- Health & Disability Product Knowledge33.3%
Pennsylvania Insurance Regulation (32 of 150 scored questions)
- Pennsylvania Statutes, Rules & Regulations21.3%
Percentages are each category's share of the full 150-question scored exam, per PSI's official Pennsylvania Insurance Examination Content Outline (16-03). Pennsylvania also offers separate single-line Life (16-01, 100 items) and Accident and Health (16-02, 100 items) exams, both covered in our content mapping alongside the combined 16-03 exam.
What the real Pennsylvania Personal Lines exam looks like.
Personal Lines questions map to the same real PID & PSI content outline.
Pennsylvania Insurance Regulation: Personal Lines (17 of 100 scored questions)
- Insurance Regulation17.0%
Personal Lines: General Knowledge (83 of 100 scored questions)
- General Insurance Concepts13.0%
- Property and Casualty Insurance Basics25.0%
- Dwelling Policy Concepts9.0%
- Homeowners Policy Concepts15.0%
- Personal Automobile Policy17.0%
- Other Types of Property and Casualty Insurance4.0%
Percentages are each category's share of the full 100-question scored exam, per PSI's official Pennsylvania Producer's Examination for Personal Lines Property and Casualty Insurance (Series 16-16) Examination Content Outline.
Built from Pennsylvania statute text and PSI's own materials, not guesses.
Every Pennsylvania question in LicensePath, across both General Lines and Personal Lines, is sourced from Title 40 P.S. (Pennsylvania's Purdon's Statutes), including the Unfair Insurance Practices Act, fetched directly and cross-checked against PSI's own Pennsylvania content outlines (Series 16-03 and Series 16-16) before it's approved for release. Pennsylvania's outlines interleave state-law citations across several sections rather than isolating them into one bucket. Our state-law content is built directly from those citations rather than from the section titles alone.
Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.
Also studying for another state?
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