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North Dakota insurance licensing exam prep

Study for North Dakota's Life, Health and Personal Lines exams against the NDID's real blueprints.

North Dakota has no combined Life-and-Health exam: Life and Annuity and Accident and Health are two entirely separate PSI Services exams, each with its own content outline. North Dakota also licenses Personal Lines separately, through its own Personal Lines exam. LicensePath maps every category across all three, so your practice time goes toward what's actually weighted most on exam day, for whichever line (or lines) you're pursuing.

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Exam snapshot

What the real North Dakota Life and Health exams look like.

2 exams Life and Annuity, and Accident and Health, each fully separate: 110 scored questions, 150-minute time limit
PSI Services Official testing vendor for the North Dakota Insurance & Securities Department (NDID)
107 North Dakota practice questions drafted in our content bank, currently in review
Blueprint categories

Two separate exams, two separate real blueprints.

Every category below comes from PSI Services' official North Dakota Life and Annuity and Accident and Health examination content outlines. Each exam opens with its own North Dakota law section before moving into national product knowledge.

Life and Annuity exam

110 scored · 150 min
  1. Insurance Regulation10.9%
  2. North Dakota Laws and Regulations Pertaining to Life Insurance and Annuities25.5%
  3. General Insurance Concepts7.3%
  4. Life Insurance Basics11.8%
  5. Types of Life Insurance Policies12.7%
  6. Life Insurance Policy Provisions, Options & Riders18.2%
  7. Annuities7.3%
  8. Federal Tax Considerations for Life Insurance3.6%
  9. Federal Laws and Regulations2.7%

Accident and Health exam

110 scored · 150 min
  1. Insurance Regulation9.1%
  2. North Dakota Laws and Regulations Pertaining to Accident and Health Insurance27.3%
  3. General Insurance Concepts6.4%
  4. Accident and Health Insurance Basics11.8%
  5. Individual Accident and Health Insurance Policy Provisions10.9%
  6. Disability Income and Related Insurance6.4%
  7. Medical Plans13.6%
  8. Group Health Insurance3.6%
  9. Specialized Health Insurance for Qualified Individuals5.5%
  10. Federal Tax Considerations for Health Insurance2.7%
  11. Federal Laws and Regulations2.7%

Percentages are each category's real share of the 110 scored questions on that exam, per PSI Services' official North Dakota content outlines.

Exam snapshot

What the real North Dakota Personal Lines exam looks like.

110 Scored questions, 150-minute time limit
PSI Services Official testing vendor for the North Dakota Insurance & Securities Department (NDID)
Blueprint categories

Personal Lines, mapped to the NDID & PSI Services' own outline.

North Dakota Insurance Law and Regulation, Personal Lines (40 of 110 scored questions)

  1. Insurance Regulation9.1%
  2. State Statutes and Rules Pertinent to Property and Casualty Insurance Only11.8%
  3. State Statutes and Rules Pertinent to Property Insurance Only3.6%
  4. State Statutes and Rules Pertinent to Casualty Insurance Only11.8%

Personal Lines — General Knowledge (70 of 110 scored questions)

  1. Federal Laws and Regulations1.8%
  2. General Insurance Concepts4.5%
  3. Property and Casualty Insurance Basics23.6%
  4. Dwelling Policy Concepts6.4%
  5. Homeowners Policy Concepts11.8%
  6. Personal Automobile Policy9.1%
  7. Other Types of Personal Insurance6.4%

Percentages are each category's real share of the 110 scored questions, per PSI Services' official North Dakota Personal Lines Insurance Examination content outline.

Why sourcing matters

Built from North Dakota insurance law and PSI Services' own materials, not guesses.

Every North Dakota question in LicensePath, across Life and Annuity, Accident and Health, and Personal Lines, is sourced from North Dakota insurance statutes and the NDID's own producer-licensing materials, then cross-checked against the real PSI Services candidate outline for each exam before it's approved for release.

North Dakota insurance statutes NDID producer-licensing materials PSI Services North Dakota Life and Annuity / Accident and Health / Personal Lines content outlines

Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.

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