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Montana insurance licensing exam prep

Study for Montana's Life and Accident & Health exams against the CSI's real blueprints.

Montana has no combined Life-and-Health exam: the Life exam and the Accident & Health (Disability) exam are two entirely separate Pearson VUE exams, each with its own content outline. LicensePath maps every category of both, so your practice time goes toward what's actually weighted most on exam day, for whichever line (or both) you're pursuing. Montana doesn't issue a standalone Personal Lines license, so this page covers Life and Health only.

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Exam snapshot

What the real Montana exams look like.

2 exams Life (120 min, 86 scored + 10 pretest) and Accident & Health/Disability (135 min, 92 scored + 10 pretest), each fully separate
Pearson VUE Official testing vendor for the Office of the Montana State Auditor, Commissioner of Securities and Insurance (CSI)
611 Montana practice questions drafted in our content bank, currently in review
Blueprint categories

Two separate exams, two separate real blueprints.

Every category below comes from Pearson VUE's official Montana Insurance Content Outlines (#122703, effective 2026-03-02), one section for the Life exam and one for the Accident & Health (Disability) exam. Both share a "Montana Statutes & Rules Common to Life, Disability (A&H), Property & Casualty" category, tracked once per exam at its own real weight.

Life exam

86 scored + 10 pretest · 120 min
  1. Life: Types of Policies17.4%
  2. Life: Riders, Provisions, Options & Exclusions17.4%
  3. Life: Application, Underwriting & Delivery14%
  4. Life: Retirement & Other Insurance Concepts9.3%
  5. Montana Statutes & Rules Common to Life, Disability (A&H), Property & Casualty29.1%
  6. Montana Statutes & Rules — Life Insurance and Annuities Only12.8%

Health exam

92 scored + 10 pretest · 135 min
  1. Health: Types of Policies17.4%
  2. Health: Policy Provisions, Clauses & Riders16.3%
  3. Social Insurance6.5%
  4. Other Health Insurance Concepts5.4%
  5. Field Underwriting Procedures8.7%
  6. Montana Statutes & Rules Common to Life, Disability (A&H), Property & Casualty27.2%
  7. Montana Statutes & Rules — Disability (A&H) Insurance Only18.5%

Percentages are each category's real share of that exam's scored questions (86 for Life, 92 for Health), per Pearson VUE's official Montana Insurance Content Outlines #122703.

Why sourcing matters

Built from Montana insurance law and Pearson VUE's own materials, not guesses.

Every Montana question in LicensePath, across both the Life and Accident & Health (Disability) exams, is sourced from Montana insurance statutes and the CSI's own producer-licensing materials, then cross-checked against Pearson VUE's official Montana Insurance Content Outlines before it's approved for release.

Montana insurance statutes CSI producer-licensing materials Pearson VUE Montana Insurance Content Outlines #122703

Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.

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