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Missouri insurance licensing exam prep

Study for Missouri's Life, Health & Personal Lines exams against the DCI's real blueprint.

Missouri licenses Life and Accident & Health insurance as two separate single-line exams — there is no combined Life & Health exam in Missouri — plus a separate Personal Lines exam. All three are administered by Pearson VUE on behalf of the Missouri Department of Commerce and Insurance (DCI). LicensePath's diagnostic maps to every category on all three real blueprints.

Exam snapshot

What the real Missouri Life and Health exams look like.

2 separate exams Missouri has no combined Life & Health exam: a standalone Life Insurance Producer exam and a standalone Accident & Health Insurance Producer exam
Pearson VUE Official testing vendor for the Missouri Department of Commerce and Insurance (DCI)
822 Missouri practice questions authored in our content bank (690 General Lines + 132 Personal Lines), currently in review
Blueprint categories

Both exams, mapped from DCI & Pearson VUE's own content outlines.

Every category below comes from Pearson VUE's official Missouri Insurance Content Outlines (publication 122601, effective February 1, 2026). Each exam pairs the shared national content template with Missouri's own state-law section.

Life exam

Missouri Life Insurance Producer (exam 50) · 90 scored + 10 pretest · 120 min
  1. Life: Types of Policies16.7%
  2. Life: Riders, Provisions, Options & Exclusions16.7%
  3. Life: Application, Underwriting & Delivery13.3%
  4. Life: Retirement & Other Insurance Concepts8.9%
  5. Missouri Statutes, Rules & Regulations Common to All Lines22.2%
  6. Missouri Statutes, Rules & Regulations — Life Only22.2%

Health exam

Missouri Accident and Health Insurance Producer (exam 51) · 90 scored + 10 pretest · 120 min
  1. Health: Types of Policies17.8%
  2. Health: Policy Provisions, Clauses & Riders16.7%
  3. Social Insurance6.7%
  4. Other Health Insurance Concepts5.6%
  5. Field Underwriting Procedures8.9%
  6. Missouri Statutes, Rules & Regulations Common to All Lines22.2%
  7. Missouri Statutes, Rules & Regulations — Accident & Health Only22.2%

"Missouri Statutes, Rules & Regulations Common to All Lines" carries the identical weight on both exams — one shared law bank, not two coincidentally similar pools. Choose whichever exam matches your license; LicensePath's diagnostic covers both.

Exam snapshot

What the real Missouri Personal Lines exam looks like.

125 Total questions (115 scored + 10 unscored pretest), 150-minute time limit
Pearson VUE Official testing vendor for the Missouri Department of Commerce and Insurance (DCI)
Blueprint categories

Every Personal Lines question maps to a real category on DCI & Pearson VUE's content outline.

Personal Lines: General knowledge (75 of 115 scored questions)

  1. Types of Property Policies8.7%
  2. Types of Casualty Policies11.3%
  3. Property and Casualty Insurance Terms and Related Concepts24.3%
  4. Property and Casualty Policy Provisions and Contract Law20.9%

Missouri-specific law & rules (40 of 115 scored questions)

  1. Missouri Statutes, Rules, and Regulations Common to All Lines21.7%
  2. Missouri Statutes, Rules, and Regulations Pertinent to Personal Lines13.0%

Percentages are each category's share of the 115 scored questions, per Pearson VUE's official Missouri Insurance Content Outlines (publication 122601), Personal Lines Insurance Producer section (exam 56).

Why sourcing matters

Built from Missouri statutes and Pearson VUE's own materials, not guesses.

Every Missouri question in LicensePath, for both General Lines and Personal Lines, is sourced from the Missouri Revised Statutes (Chapter 375 and related insurance chapters) and official DCI materials, then cross-checked against Pearson VUE's own Missouri content outlines before it's approved for release.

Missouri Revised Statutes, Ch. 375 Missouri DCI materials Pearson VUE Missouri Content Outlines #122601 (Life & Health) Pearson VUE Missouri Content Outlines #122601 (Personal Lines)

Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.

Also studying for another state?

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