Study for Missouri's Life, Health & Personal Lines exams against the DCI's real blueprint.
Missouri licenses Life and Accident & Health insurance as two separate single-line exams — there is no combined Life & Health exam in Missouri — plus a separate Personal Lines exam. All three are administered by Pearson VUE on behalf of the Missouri Department of Commerce and Insurance (DCI). LicensePath's diagnostic maps to every category on all three real blueprints.
What the real Missouri Life and Health exams look like.
Both exams, mapped from DCI & Pearson VUE's own content outlines.
Every category below comes from Pearson VUE's official Missouri Insurance Content Outlines (publication 122601, effective February 1, 2026). Each exam pairs the shared national content template with Missouri's own state-law section.
Life exam
- Life: Types of Policies16.7%
- Life: Riders, Provisions, Options & Exclusions16.7%
- Life: Application, Underwriting & Delivery13.3%
- Life: Retirement & Other Insurance Concepts8.9%
- Missouri Statutes, Rules & Regulations Common to All Lines22.2%
- Missouri Statutes, Rules & Regulations — Life Only22.2%
Health exam
- Health: Types of Policies17.8%
- Health: Policy Provisions, Clauses & Riders16.7%
- Social Insurance6.7%
- Other Health Insurance Concepts5.6%
- Field Underwriting Procedures8.9%
- Missouri Statutes, Rules & Regulations Common to All Lines22.2%
- Missouri Statutes, Rules & Regulations — Accident & Health Only22.2%
"Missouri Statutes, Rules & Regulations Common to All Lines" carries the identical weight on both exams — one shared law bank, not two coincidentally similar pools. Choose whichever exam matches your license; LicensePath's diagnostic covers both.
What the real Missouri Personal Lines exam looks like.
Every Personal Lines question maps to a real category on DCI & Pearson VUE's content outline.
Personal Lines: General knowledge (75 of 115 scored questions)
- Types of Property Policies8.7%
- Types of Casualty Policies11.3%
- Property and Casualty Insurance Terms and Related Concepts24.3%
- Property and Casualty Policy Provisions and Contract Law20.9%
Missouri-specific law & rules (40 of 115 scored questions)
- Missouri Statutes, Rules, and Regulations Common to All Lines21.7%
- Missouri Statutes, Rules, and Regulations Pertinent to Personal Lines13.0%
Percentages are each category's share of the 115 scored questions, per Pearson VUE's official Missouri Insurance Content Outlines (publication 122601), Personal Lines Insurance Producer section (exam 56).
Built from Missouri statutes and Pearson VUE's own materials, not guesses.
Every Missouri question in LicensePath, for both General Lines and Personal Lines, is sourced from the Missouri Revised Statutes (Chapter 375 and related insurance chapters) and official DCI materials, then cross-checked against Pearson VUE's own Missouri content outlines before it's approved for release.
Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.
Also studying for another state?
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