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Minnesota insurance licensing exam prep

Study for Minnesota's Life, Health, or combined Producer exam against PSI's real blueprints.

Minnesota is one of the few states where you choose your own path: a standalone Life Producer exam, a standalone Accident & Health Producer exam, or one combined Life, Accident & Health Producer exam sat in a single sitting. Minnesota also licenses Personal Lines producers through a separate exam. LicensePath maps every category on all four real PSI blueprints, whichever path matches your license.

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Exam snapshot

What the real Minnesota exams look like.

3 exam paths Standalone Life Producer, standalone Accident & Health Producer, or one combined Life, Accident & Health Producer exam
PSI Official testing vendor for the Minnesota Department of Commerce
401 Minnesota practice questions authored in our content bank (358 General Lines + 43 Personal Lines), currently in review

The combined exam is a genuine single sitting with one 70%-correct cut score over every scored item, not two separately-scored exams taken back to back. Minnesota's own national content outline decomposes into the exact same 9 categories, at the exact same weights, that Texas's, Florida's, Georgia's, and Tennessee's own outlines use, even though Minnesota's exams run on PSI rather than Pearson VUE — independent confirmation that this national content template is shared across testing vendors, not a coincidence of any one state's outline.

Blueprint categories

All three exams, mapped from the Department of Commerce & PSI's own content outlines.

Every category below comes from PSI's official Minnesota Life, Accident & Health, and combined Life/Accident & Health Producer content outlines. Each standalone exam pairs the shared national template with Minnesota's own state-law section; the combined exam simply runs all three sections back to back in one sitting.

Life Producer

75 scored + 10 pretest · 120 min
  1. Life: Types of Policies20.0%
  2. Life: Riders, Provisions, Options & Exclusions20.0%
  3. Life: Application, Underwriting & Delivery16.0%
  4. Life: Retirement & Other Insurance Concepts10.7%
  5. Minnesota Rules Common to Life, Health, Property & Casualty26.7%
  6. Minnesota Rules — Life Insurance Only6.7%

Accident & Health Producer

75 scored + 10 pretest · 120 min
  1. Health: Types of Policies21.3%
  2. Health: Policy Provisions, Clauses & Riders20.0%
  3. Social Insurance8.0%
  4. Other Health Insurance Concepts6.7%
  5. Field Underwriting Procedures10.7%
  6. Minnesota Rules Common to Life, Health, Property & Casualty26.7%
  7. Minnesota Rules — Accident & Health Insurance Only6.7%

Life, Accident & Health Producer

130 scored + 15 pretest · 180 min
  1. Life: Types of Policies11.5%
  2. Life: Riders, Provisions, Options & Exclusions11.5%
  3. Life: Application, Underwriting & Delivery9.2%
  4. Life: Retirement & Other Insurance Concepts6.2%
  5. Health: Types of Policies12.3%
  6. Health: Policy Provisions, Clauses & Riders11.5%
  7. Social Insurance4.6%
  8. Other Health Insurance Concepts3.8%
  9. Field Underwriting Procedures6.2%
  10. Minnesota Rules Common to Life, Health, Property & Casualty15.4%
  11. Minnesota Rules — Life Insurance Only3.8%
  12. Minnesota Rules — Accident & Health Insurance Only3.8%

"Minnesota Rules Common to Life, Health, Property & Casualty" carries the identical 20-point weight on all three exams — one shared law bank, not three coincidentally similar pools. Choose whichever exam path matches your license; LicensePath's diagnostic covers all three.

Exam snapshot

What the real Minnesota Personal Lines exam looks like.

94 Total questions (89 scored + 5 unscored pretest), 120-minute time limit
PSI Official testing vendor for the Minnesota Department of Commerce
Blueprint categories

Every Personal Lines question maps to a real category on Commerce & PSI's content outline.

All 89 scored questions

  1. Types of Property Policies11.2%
  2. Types of Casualty Policies14.6%
  3. Property and Casualty Insurance Terms and Related Concepts31.5%
  4. Property and Casualty Policy Provisions and Contract Law27.0%
  5. Minnesota Laws, Rules, and Regulations Common to Life, Health, Property, and Casualty Insurance11.2%
  6. Minnesota Laws, Rules, and Regulations Pertinent to Personal Lines Insurance Only4.5%

Percentages are each category's real share of the 89 scored questions, per PSI's official Minnesota Personal Lines Producer Content Outline.

Why sourcing matters

Built from Minnesota Statutes and PSI's own materials, not guesses.

Every Minnesota question in LicensePath, for both General Lines and Personal Lines, is sourced from the current Minnesota Statutes (chapters 60A through 72A), fetched directly from revisor.mn.gov, then cross-checked against PSI's own Minnesota content outlines, including the dedicated Personal Lines Producer outline, before it's approved for release.

Minnesota Statutes, Chs. 60A–72A MN Dept. of Commerce materials PSI Minnesota Life, Accident & Health Content Outlines PSI Minnesota Personal Lines Producer Content Outline

Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.

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Start your Minnesota exam prep today.

LicensePath is live on Google Play now, with Minnesota prep ready to go. iOS is in App Store review — join the list and we'll tell you the moment it's approved. No spam, just the launch notice and, if you opt in, occasional study tips.

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