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Michigan insurance licensing exam prep

Study for Michigan's 16-80 exam against DIFS's real blueprint.

Michigan's Life, Accident and Health Producer exam (Series 16-80) and its separate Personal Lines Producer/Solicitor exam (Series 16-69) are both administered by PSI on behalf of the Department of Insurance and Financial Services (DIFS). LicensePath's diagnostic maps to Michigan's own content outlines for both license families, so your practice time goes toward what Michigan's own weighting actually puts first on exam day.

Exam snapshot

What the real Michigan 16-80 exam looks like.

150 Scored questions, 150-minute time limit (no unscored pretest items disclosed on this exam)
PSI Official testing vendor for the Michigan Department of Insurance and Financial Services (DIFS)
707 Michigan practice questions authored in our content bank (401 General Lines + 306 Personal Lines), currently in review
Exam weight by area
150 scored Qs
  • Life & annuity product knowledge: 43.3%
  • Health & managed care product knowledge: 45.3%
  • Michigan insurance code & regulation: 11.3%

This is PSI's real, fixed weighting from Michigan's official content outline (16-80), the same categories as "Blueprint categories" below.

Blueprint categories

Every question maps to a real category on DIFS & PSI's content outline.

Michigan's own outline runs state-law citations through several of its 15 sections rather than isolating them into one bucket. LicensePath's blueprint groups the national content into two broad product-knowledge categories and concentrates the state-law category on the outline's own dedicated "Insurance Regulation" section, rather than inventing a split the source document doesn't state.

All 150 scored questions

  1. Life & Annuity Product Knowledge43.3%
  2. Health & Managed Care Product Knowledge45.3%
  3. Michigan Insurance Code: Regulation11.3%

Percentages are each category's real share of the 150-question exam, per PSI's official Michigan Insurance Examination Content Outline (Series 16-80, Life & Health Producer). Michigan also offers separate single-line Life Producer (16-65) and Accident & Health Producer (16-66) exams, both covered in our content mapping alongside the combined 16-80 exam.

Exam snapshot

What the real Michigan Personal Lines exam looks like.

100 Scored questions (no unscored pretest items disclosed on this exam), 120-minute time limit
PSI Official testing vendor for the Michigan Department of Insurance and Financial Services (DIFS)
Blueprint categories

Every Personal Lines question maps to a real category on DIFS & PSI's content outline.

All 100 scored questions

  1. Insurance Regulation (Michigan)10%
  2. General Insurance Concepts15%
  3. Property and Casualty Insurance Basics25%
  4. Dwelling Policy5%
  5. Homeowners Policy20%
  6. Automobile Insurance20%
  7. Other Coverages and Options5%

Percentages are each category's real share of the 100-question exam, per PSI Services LLC's official "Michigan Personal Lines Producer/Solicitor, Series 16-69" content outline.

Why sourcing matters

Built from the Michigan Insurance Code and PSI's own materials, not guesses.

Every Michigan question in LicensePath, for both General Lines and Personal Lines, is sourced from the Michigan Insurance Code (MCL 500), fetched directly from legislature.mi.gov, then cross-checked against PSI's own Michigan content outlines before it's approved for release. Michigan's Life & Health outline confirms state-law citations run through several sections beyond the dedicated regulation section; the separate Personal Lines outline concentrates its state-law content into one dedicated regulation section. Our content authoring follows each outline's own structure rather than assuming the section titles tell the whole story.

Michigan Insurance Code (MCL 500) Michigan DIFS materials PSI Michigan Content Outline (16-80) PSI Michigan Personal Lines Content Outline (16-69)

Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.

Also studying for another state?

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Start your Michigan exam prep today.

LicensePath is live on Google Play now, with Michigan prep ready to go. iOS is in App Store review — join the list and we'll tell you the moment it's approved. No spam, just the launch notice and, if you opt in, occasional study tips.

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