Study for California's Life & Health exams against CDI's real blueprints.
California offers three separate paths to a Life, Accident and Health license (a standalone Life exam, a standalone Accident and Health exam, and one combined exam that covers both lines at once), plus a separate Personal Lines Broker-Agent exam. LicensePath maps every category on all four of CDI's real blueprints, so your practice time matches whichever path you choose.
What the real California exams look like.
- Life insurance content: 42.7% (64 of 150 combined)
- Health insurance content: 45.3% (68 of 150 combined)
- California statutes & regulations: 12% (18 of 150 combined)
This is the real, fixed weighting for the combined Life, Accident and Health or Sickness exam, built from CDI's own Life-Only and Accident and Health prelicensing objectives plus PSI's California Candidate Information Bulletin.
All three real CA exams, mapped from CDI & PSI's own content outlines.
CDI's own outline doesn't split into Pearson VUE's national category template the way most other states do. Each California exam groups its content into a product-knowledge section and a state-law section covering producer licensing and policy replacement rules, and LicensePath's blueprint mirrors that same structure for California Life, California Accident and Health, and the combined exam.
California Life
- Life: Types of Policies, Riders, Contracts & Concepts85.3%
- California Statutes, Rules & Regulations (Life)14.7%
California Accident and Health
- Health: Medical Expense, Disability & Long-Term Care90.7%
- California Statutes, Rules & Regulations (Accident & Health)9.3%
California Life, Accident and Health (Combined)
- Life: Types of Policies, Riders, Contracts & Concepts42.7%
- Health: Medical Expense, Disability & Long-Term Care45.3%
- California Statutes, Rules & Regulations12%
Percentages are each category's real share of its own exam's scored questions, per CDI's Life-Only and Accident and Health Prelicensing Education Educational Objectives and PSI's California Candidate Information Bulletin. All three exams require a 60% correct score to pass.
What the real California Personal Lines Broker-Agent exam looks like.
Every Personal Lines question maps to a real category on CDI's content outline.
Personal Lines Broker-Agent (PL), all 90 scored questions
- General Insurance (incl. Property Insurance, Contract & Tort Law)32%
- Personal Lines Insurance65%
- Pet Insurance2%
Percentages are each category's real share of the 90-question exam, per the California DOI Personal Lines License Examination Objectives (effective 2026-01-01).
Built from CDI's own prelicensing objectives and PSI's bulletin, not guesses.
Every California question in LicensePath is sourced from the California Department of Insurance's own Prelicensing Education Educational Objectives for the Life-Only and Accident and Health exams, plus CDI's Personal Lines License Examination Objectives, fetched directly from insurance.ca.gov, then cross-checked against PSI's Candidate Information Bulletin for California before it's approved for release.
Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.
Also studying for another state?
Start your California exam prep today.
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